Affordability

Affordability

We work to keep our costs affordable and transparent. In that spirit, here we go.

Our base rate is just $8500! This includes regular prenatal care, birth either at your home or the birth center, as well as postpartum care for both you and your baby. And, yes, we do take some  insurances and have financing options. That’s what this page is for!

About insurance:

Yes, we do take some insurance to help with facility fees. We do not accept insurance for provider fees, because the insurance companies are only interested in paying for minimal, substandard care. They want the medical model of 10-minute appointments that turn the client into a “patient.” This is not the midwifery model. Our appointments are long and include education and relationship building. You don’t want to be a number, and we want to really know you. That is not something we can offer in just 10 minutes. 

To maintain quality of the care we provide, we will not sacrifice by bowing to the insurance company. If this ever changes, we will definitely be willing to change. 

Insurance we accept for the birth center facility fee:

  • Blue Cross Blue Shield
  • Cigna
  • Medicaid- Either Wellpoint or Superior
  • Curative

Payment Options

It is important to us that care is affordable. To this end, we offer sliding scale and payment plans. Take a look below for details:

Sliding Scale

Our sliding scale is based on both family size and income in respect to the poverty level. Fill out the following form to apply for the sliding scale discount. If you are below 200% of the poverty level you should consider applying for Medicaid.

 

Medicaid

We can accept medicaid for the facility fee at your birth. If you have Medicaid your total fee is reduced to $2500 which covers your prenatal and postpartum care. We will bill Medicaid for your birth. 

Payment Plans

We offer payment plans through both Care Credit and Varidi. 

Care Credit offers some great options for people with decent credit. Options include Defered interest for up to 6 months or financing up to 24 months with a better interest rate. 

Varidi offers more options even for subprime borrowers

In House: Limited in-house financing is available.